Short Sale, Loan Modification and Foreclosure Counseling

Boca Raton and Plantation, Florida Short Sale, Loan Modification and Foreclosure Counselor

The subprime mortgage meltdown and the decline in real estate sales and real estate values in South Florida has resulted in thousands of homeowners and real estate investors facing loss of their properties through foreclosure. Many real estate owners are simply walking away from their properties without evaluating whether there were alternatives that might have resulted in saving the property, minimizing the damage to their credit score, or avoiding a deficiency judgment. At the law office of Marlyn J. Wiener, P.A., we believe that real estate owners should evaluate all of their options and be advised of the legal consequences of the actions they may take before a property is lost to foreclosure. In some cases, a short sale offers a possible solution. In a short sale, the lender may allow a reduction of the mortgage balance and a sale of the property at a price lower than the amount owed. In other situations, the lender may agree to a modification of the terms of your mortgage to lower the payments and allow you to save your property.

Some services we provide are:

• Reviewing your loan documents to determine nature and extent of your obligations
• Advising you of the consequences of a default under your mortgage, including potential for deficiency judgment and cancellation of debt income
• Helping you develop the best strategy for your situation
• Negotiating loan modification and workout agreements with your mortgage lender to allow you to keep your home or investment property
• Representation of buyers and sellers in short sales of real property, including negotiations with lenders and drafting, review and negotiation of agreements of sale
• Attending closings and acting as closing agent

Contact Us

The law office of Marlyn J. Wiener, P.A. offers practical solutions with a personal approach for your legal issues. For an appointment, contact an attorney at 561-443-7124 or 954-727-8160. We offer weekday, evening and weekend appointments, and accept credit cards for your convenience.